Terms and Conditions

  1. Introduction.

These Altaproprg.com Terms And Conditions (these “Terms” or these “Altaprorpg.com Terms And Conditions”) contained herein on this webpage, shall govern your use of this website, including all pages within this website (collectively referred to herein below as this “Website”). These Terms apply in full force and effect to your use of this Website and by using this Website, you expressly accept all terms and conditions contained herein in full. You must not use this Website, if you have any objection to any of these Altaprorpg.com Terms And Conditions.

This Website is not for use by any minors (defined as those who are not at least 18 years of age), and you must not use this Website if you a minor.

  1. Intellectual Property Rights.

Other than content you own, which you may have opted to include on this Website, under these Terms, Alta Pro Lawyers Professional Liability Risk Purchasing Group LLC and/or its licensors own all rights to the intellectual property and material contained in this Website, and all such rights are reserved.

You are granted a limited license only, subject to the restrictions provided in these Terms, for purposes of viewing the material contained on this Website,

  1. Restrictions.

You are expressly and emphatically restricted from all of the following:

  1. publishing any Website material in any media;

  2. selling, sublicensing and/or otherwise commercializing any Website material;

  3. publicly performing and/or showing any Website material;

  4. using this Website in any way that is, or may be, damaging to this Website;

  5. using this Website in any way that impacts user access to this Website;

  6. using this Website contrary to applicable laws and regulations, or in a way that causes, or may cause, harm to the Website, or to any person or business entity;

  7. engaging in any data mining, data harvesting, data extracting or any other similar activity in relation to this Website, or while using this Website;

  8. using this Website to engage in any advertising or marketing;

Certain areas of this Website are restricted from access by you and Alta Pro Lawyers Professional Liability Risk Purchasing Group LLC may further restrict access by you to any areas of this Website, at any time, in its sole and absolute discretion.  Any user ID and password you may have for this Website are confidential and you must maintain confidentiality of such information.

  1. Your Content.

In these Altaprorpg.com Terms And Conditions, “Your Content” shall mean any audio, video, text, images or other material you choose to display on this Website. With respect to Your Content, by displaying it, you grant [Alta Pro Lawyers Professional Liability Risk Purchasing Group LLC a non-exclusive, worldwide, irrevocable, royalty-free, sublicensable license to use, reproduce, adapt, publish, translate and distribute it in any and all media.

Your Content must be your own and must not be infringing on any third party’s rights. Alta Pro Lawyers Professional Liability Risk Purchasing Group LLC reserves the right to remove any of Your Content from this Website at any time, and for any reason, without notice.

  1. Ask Ray.

“Ask Ray” is a feature available and created for members of Alta Pro Risk Purchasing Group. The advice and recommendations are exclusively for our members and all references to insurance and insurance policies are to insurance policies and services we use. No attorney client relationship is being formed through the content of this site. No use by individuals or organizations not part of the Risk Purchasing Group is authorized without written consent. The responses here are intended to be general in nature, and do not supersede or replace the language or terms of your policy of insurance. These materials are copyrighted, and all rights are reserved.

  1. No warranties.

This Website is provided “as is,” with all faults, and Alta Pro Lawyers Professional Liability Risk Purchasing Group LLC makes no express or implied representations or warranties, of any kind related to this Website or the materials contained on this Website. Additionally, nothing contained on this Website shall be construed as providing consult or advice to you.

  1. Limitation of liability.

In no event shall Alta Pro Lawyers Professional Liability Risk Purchasing Group LLC, nor any of its officers, directors and employees, be liable to you for anything arising out of or in any way connected with your use of this Website, whether such liability is under contract, tort or otherwise, and Alta Pro Lawyers Professional Liability Risk Purchasing Group LLC, including its officers, directors and employees shall not be liable for any indirect, consequential or special liability arising out of or in any way related to your use of this Website.

  1. Indemnification.

You hereby indemnify to the fullest extent Alta Pro Lawyers Professional Liability Risk Purchasing Group LLC from and against any and all liabilities, costs, demands, causes of action, damages and expenses (including reasonable attorney’s fees) arising out of or in any way related to your breach of any of the provisions of these Terms.

  1. Severability.

If any provision of these Terms is found to be unenforceable or invalid under any applicable law, such unenforceability or invalidity shall not render these Terms unenforceable or invalid as a whole, and such provisions shall be deleted without affecting the remaining provisions herein.

  1. Variation of Terms.

Alta Pro Lawyers Professional Liability Risk Purchasing Group LLC is permitted to revise these Terms at any time as it sees fit, and by using this Website you are expected to review such Terms on a regular basis to ensure you understand all terms and conditions governing use of this Website.

  1. Assignment.

Alta Pro Lawyers Professional Liability Risk Purchasing Group LLC shall be permitted to assign, transfer, and subcontract its rights and/or obligations under these Terms without any notification or consent required. However, .you shall not be permitted to assign, transfer, or subcontract any of your rights and/or obligations under these Terms.

  1. Entire Agreement.

These Terms, including any legal notices and disclaimers contained on this Website, constitute the entire agreement between Alta Pro Lawyers Professional Liability Risk Purchasing Group LLC and you in relation to your use of this Website, and supersede all prior agreements and understandings with respect to the same.

  1. Governing Law & Jurisdiction.

These Terms will be governed by and construed in accordance with the laws of the State of Michigan, and you submit to the non-exclusive jurisdiction of the state and federal courts located in Michigan for the resolution of any disputes.