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Lawyers Professional Liability Insurance

“Liberty is the right to do what the law permits.”

-Montsequieu

Comprehensive Professional Liability Coverage Designed for Small and Mid-Size Law Firms

The Alta Pro Lawyers Professional Liability program began serving lawyers in the Midwest in 2004, and since 2011 has partnered with AmTrust Financial Group, rated “A-” (Excellent) for financial strength and financial size category “XV” by A.M. Best. Forbes Magazine selected AmTrust as the Best-Managed Company in the U.S. insurance industry in their December 29, 2014 issue.

Alta Pro is proud to be able to partner with AmTrust to offer program members quality professional liability insurance from carriers like CorePointe Insurance Company and Republic-Vanguard Insurance Company.  We can write both admitted (CorePointe) and non-admitted, non-standard (Republic-Vanguard) in 15 states.

Our Lawyers Professional Liability Program Is Available In These States:

Broad Definition of Insured

  • Includes Of Counsel and Independent Contractors

Broad Definition of Legal Services

  • Includes services performed for others … where the fee inures to the benefit of the firm
  • Includes pro bono work

Clear Duty to Defend Intentional Acts

  • Provides defense of intentional acts until they are so adjudged

Coverage for Innocent Insureds

Automatic 60 Day Extended Reporting Period (ERP)

Free Unlimited ERP (Tail) Endorsement for Death, Disability or

  • Retirement from private practice, after only three years with the company, and no age restriction

$100,000 Attorney Discipline Defense, in addition to policy limits

  • Provides defense of disciplinary complaints, as opposed to reimbursement of expenses

$1,000 per day/$25,000 per Insured/$50,000 annual aggregate for attendance at legal proceedings at Company request, in addition to policy limits.

$50,000 in Subpoena Assistance, in addition to policy limits

$50,000 in Crisis Event Expense Reimbursement

Coverage Options Available:

  • Zero deductible
  • Aggregate deductible
  • Career coverage is available, subject to underwriting
  • First Dollar Defense
  • Claims Expense in Addition to Policy Limits
  • Limits up to $10,000,000

Risk Management Consulting

Claim Repair Hotline

The Alta Pro Lawyers Program writes firms from sole practitioners to firms with up to 100 lawyers. Firms that practice predominantly in admiralty, patent or securities law are not eligible for either our standard or non-standard programs. We carefully evaluate firms that regularly engage in large exposure matters involving complex business transactions, personal injury and class action litigation, and high exposure divorce and estate planning and resolution. For those firms that do not fit within our standard program guidelines, Alta Pro offers a non-standard program alternative. For firms that do not fit either of our programs, Alta Pro Plus can provide solutions.

As An Added Benefit, Insureds Are Enrolled in Our Risk Purchasing Group

Alta Pro provides extensive risk management products and services for the benefit of our independent agents and their policyholders. Alta Pro provides real assistance in avoiding claims with a full time, dedicated Claim Repair Service. Alta Pro insureds can call or email us for advice, counsel and help in evaluating potential issues and dealing with problems or errors that might lead to a claim. The focus of this service is to provide a resource to our program members when situations arise that could lead to a claim. In addition, Alta Pro provides:

CLE Granting Webinars

Policyholders enjoy easy access to webinars produced in-house by Alta Pro and through partnerships we have with various great CLE course producers.

Claims Repair Hotline

Insureds can call our ProLink claim repair hotline to get advice about what to do before and during the claim process.

Discounted Practice Management Software

Easily manage a results-driven law firm with these discounted options for CLIO Legal Practice Management Software. A great benefit for your clients.

Tax Savings Analysis and Business Plan Development

Policyholders have access to our partner service that provides free tax saving analysis and business plan development assistance.

Risk Management Portal

We’ve built a treasure trove of risk management related articles and handouts to help your clients avoid common pitfalls.

Check out our risk purchasing group or contact us to learn more about the products and services we offer and the difference we provide in helping you service your professional clients.

Become Appointed Today

Our appointment process is seamless and relatively pain free. We are always looking to form new partnerships with stalwart insurance agents and brokers.

Or complete our long form appointment application.