Cyber Liability Insurance
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Comprehensive Cyber Liability Coverage Designed to Suit Accountants, Lawyers, Real Estate Professionals and Many Other Professional Industries.
Alta Pro offers industry leading competitively priced cyber liability coverage in multiple states with an “A” rated, non-admitted carrier. We work with specialized underwriters and have the expertise to help you make a complicated product line simple to understand.
Alta Pro Offers Several Cyber Liability Products:
The SafeLaw program was built by lawyers to provide the comprehensive cyber risk insurance coverage and services law firms need. SafeLaw incorporates industry specific coverage components, a wrap structure that dovetails with lawyers professional liability coverage, and specialized law firm incident response and claims handling services.
Micro SafeLaw! Exclusively for Alta Pro insured firms. Learn more >
Micro SafeLaw is available exclusively for Alta Pro insured law firms. Designed and available for law firms with up to 10 attorneys, revenue less than $5M and no past claims/incidents. Coverage includes $250,000 of Cyber-Crime, Cyber Theft & Social Engineering, Cyber Extortion & Ransomware coverage for a very reasonable premium and deductible.
SafeEnterprise
SafeEnterprise (formerly SafePro) Cyber Insurance is structured for professionals in accounting firms, engineering firms, title agencies and other classes currently covering approximately 25 professional classes. Developed to provide a wraparound cyber insurance solution for insureds with standalone errors and omissions (“E&O”) coverage. The program provides streamlined underwriting methodology and loss prevention/control solutions aimed at small professionals.
SafeEnterprise
Accountants
SafeEnterprise Accountants truly addresses the accounting industry’s unique cyber risk profile with industry based protection for AICPA professional responsibilities, SOC cybersecurity standards and client responsibilities. The policy is manuscripted with industry-specific coverage for the cyber risks of accountants.
SafeEnterprise
Real Estate
SafeEnterprise Real Estate is a program built specifically for real estate industry service providers. This cyber program addresses the unique risks facing real estate professionals with industry based protection for their online responsibilities.
SafeEnterprise
Title Agents
SafeEnterprise for Title Agents addresses the exposures associated with the delivery of professional services, including electronic delivery services including wire fraud and coverage for money held in escrow by a third party.
SafeTalent provides Employment practices liability (EPL) coverage for lawyers. Offering a $250,000 aggregate limit with a $10K deductible.
SafeCommerce provides Cyber Insurance for small and medium enterprises, built for businesses with less than $100 million in revenue and provides broad, easy to understand, market leading coverage at limits and deductibles that fit your needs. SafeCommerce has a broad appetite including Agriculture, Forestry, Fishing and Hunting, Mining, Oil and Gas Extraction, Utilities, Construction, Retail Trade, Real Estate, Rental and Leasing, Food Services and more. Full eligible business list – Eligible Business | Safe Commerce
SafeHealth truly addresses the healthcare industry’s unique cyber risk profile. With a policy designed to wrap around your professional liability policy you can be confident you will be protected and not have any gaps.
Need insurance? Let us put you in touch with an authorized Alta Pro Partner!
Cyber Flyers
General Program Highlights
| Privacy/Security Liability (On and Off Line) |
| Regulatory Proceeding Defense and Penalties |
| Attorney Services |
| Forensic Costs |
| Public Relations and Crisis Management Costs |
| Website Media Content Liability |
| PCI Fines and Costs |
| NO Retention for Attorney Services |
| Notification Costs and Credit/Identity Monitoring Services |
| Broad Definition of Insured Including Independent Contractors |
| Coverage for Electronic, Paper Data and Third Party Corporate Information |
| Includes Foreign Notification |
| Voluntary Notification Included |
| Punitive Damages Where Insurable By Law |
| True Worldwide Coverage |
| Covers Employee Claims for Privacy Law Violations |
| Includes Coverage for Criminal Acts by Rogue Employees |
| Breach of Contract Exclusion Carve-Back for Failure to Maintain Confidentiality of Personally Identifiable Information and Private Third Party Corporate Information |
General Coverage Options
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SafeLaw Highlights
What is SafeLaw?
- Comprehensive cyber risk insurance solution developed exclusively for law firms.
- Law firm specific incident response team
- Market-leading coverage to address the legal industries unique cyber risk profiles.
- Dedicated team of cyber liability attorneys and response and claims handling services to assist policyholders through every state of incident investigation, crisis management and breach response.
Program Summary
The SafeLaw program was built by lawyers to provide comprehensive cyber risk insurance coverage and services law firms need.
SafeLaw incorporates industry specific coverage components, a wrap structure that dovetails with lawyers’ professional liability coverage, and specialized law firm incident response and claims handling services.
Program Summary
- Limits of up to $5M are available, limits over $3M are subject to referral. Programs open to all law firms with revenues up to $100M.
- Ability to buy up $3M in ransomware sub-limits and $500K in crime sub-limits.
- Unique DIC/Wrap structure dovetails to your LPL policy.
- Supported by leading Underwriters At Lloyds – Best Rating A XV.
- Limits starting at $100,000, deductibles starting at $2,500.
- Industry based coverage and specialized incident response and claims services.
- Coverage for firms’ contractual requirements, ethical obligations, and client responsibilities.
- Coverage for unknown prior acts included.
- Selection of defense counsel available.
- Coverage provided for contractual liability and actions required to comply with cyber privacy laws.
- Definition of insured includes paralegals, contract attorneys, outsourced providers, and “of counsel”.
- Broad cybercrime coverage extends to fraudulent funds transfer, social engineering, invoice manipulation, and theft of telephone service, computing resources, and bandwidth.
- Cybercrime coverage for money and securities applies to the firm’s accounts as well as trust accounts.
- Regulatory coverage extends to fines, penalties and consumer redress (where allowed by law).
Incident Response and Claims Handling
Cyber risk incidents and claims at law firms are significantly more complex than claims in other industries because cyber risk claims at law firms often involve confidential information or information subject to attorney client privilege. Therefore, we built our SafeLaw incident response team using third-party legal and cyber risk specialists with expertise in law firm claims.
Contact Us
Lynn Hopkins
Director, Alta Pro Cyber Division
lhopkins@altaproinsurance.com
Send Submissions to:
apps@altaproinsurance.com
or complete the online application
SafeEnterprise Highlights
Target Professionals (NAICS Codes)
23731 – Highway, Street, and Bridge Construction
23799 – Other Heavy and Civil Engineering Construction
52211 – Commercial Banking
52212 – Savings Institutions
52219 – Other Depository Credit Intermediation
52222 – Sales Financing
52231 – Mortgage and Nonmortgage Loan Brokers
52311 – Investment Banking and Securities Dealing
52312 – Securities Brokerage
52313 – Commodity Contracts Dealing
52314 – Commodity Contracts Brokerage
52391 – Miscellaneous Intermediation
52392 – Portfolio Management
52393 – Investment Advice
52399 – All Other Financial Investment Activities
52412 – Direct Insurance (except Life, Health, and Medical) Carriers
52421 – Insurance Agencies and Brokerages
52429 – Other Insurance Related Activities
52511 – Pension Funds
52512 – Health and Welfare Funds
52591 – Open-End Investment Funds
52592 – Trusts, Estates, and Agency Accounts
53111 – Lessors of Residential Buildings and Dwellings
53112 – Lessors of Nonresidential Buildings (except Miniwarehouses)
53113 – Lessors of Miniwarehouses and Self-Storage Units
53119 – Lessors of Other Real Estate Property
53121 – Offices of Real Estate Agents and Brokers
53131 – Real Estate Property Managers
53132 – Offices of Real Estate Appraisers
53139 – Other Activities Related to Real Estate
54121 – Accounting, Tax Preparation, Bookkeeping, and Payroll Services
54131 – Architectural Services
54132 – Landscape Architectural Services
54133 – Engineering Services
54134 – Drafting Services
54135 – Building Inspection Services
54136 – Geophysical Surveying and Mapping Services
54137 – Surveying and Mapping (except Geophysical) Services
54141 – Interior Design Services
54143 – Graphic Design Services
54149 – Other Specialized Design Services
54161 – Management Consulting Services
54162 – Environmental Consulting Services
54169 – Other Scientific and Technical Consulting Services
54171 – Research and Development in the Physical, Engineering, and Life Sciences
54172 – Research and Development in the Social Sciences and Humanities
54181 – Advertising Agencies
54182 – Public Relations Agencies
54183 – Media Buying Agencies
54184 – Media Representatives
54185 – Outdoor Advertising
54189 – Other Services Related to Advertising
54191 – Marketing Research and Public Opinion Polling
54194 – Veterinary Services
54199 – All Other Professional, Scientific, and Technical Services
56141 – Document Preparation Services
Underwriting Capacity
- Extensive policy limits are offered from $250K to $5M with deductibles as low as $5000.
- Insureds also have the ability to buy up sub-limits providing some of the broadest protection in the market.
Contact Us
Submissions should be sent to apps@altaproinsurance.com and include the following information:
- New Business Application (Other carriers’ applications can be considered)
- Loss run – three years plus current year
Lynn Hopkins
Director, Alta Pro Cyber Division
lhopkins@altaproinsurance.com
Need insurance? Let us put you in touch with an authorized Alta Pro Partner!
Become Appointed Today
Our appointment process is seamless and relatively pain free. We are always looking to form new partnerships with stalwart insurance agents and brokers.
Or complete our long form appointment application.