For over twenty years, the underwriters and account managers of Alta Pro have specialized in professional liability. Our programs and products offer broad coverage at competitive rates with highly rated insurers. You benefit from our knowledge and expertise in professional liability, and your clients benefit from the peace of mind that comes with knowing they have the right coverage at a fair price. Alta Pro provides you with great service and the ability to help you find coverage for unique risks. We offer professional liability products and services in Michigan, Illinois, Indiana, Ohio, Minnesota, and Wisconsin, with projected expansion to other states in 2019.

Alta Pro offers professional liability products and programs for:

Lawyers Health Care
Insurance Agents Consulting and Management Services
Accountants Associations
Information Technology Marketing and Media Services
Design Profesionals Miscellaneous Errors and Omissions

Our professional liability products are underwritten through Wesco Insurance Company, a wholly owned subsidiary of AmTrust Financial Group. Rated "A-"" (Excellent) financial size "XV" by A.M. Best, AmTrust Financial specializes in multinational commercial property and casualty risks and program business in commercial and professional liability niche markets.

Professional Liability coverage benefits and features:

Policies and coverage for firms of 1 - 100, with aggregate/per claim limits up to $10,000,000
Broad definition of insured and professional
Personal injury coverage
Protection for innocent insureds
Claims Expense Outside Limits and First Dollar Defense available
Defense costs coverage for disciplinary coverage
Flexible Extended Reporting options
Claim repair and pre-claim advisory services

In addition we offer optional benefits and coverage for Lawyers and Accountants:

BOP coverage for professionals
Supplemental Employment Practices Liability coverage
Supplemental Cyber Liability protection for professional firms and practitioners

Lawyer’s Professional Liability Program Limitations: We do not insure firms that practice predominantly in admiralty, patent or securities law. We carefully evaluate firms that regularly engage in large exposure matters involving large business transactions, personal injury and class action litigation, and high exposure divorce and estate planning and resolution. Accountant’s Professional Liability Program Limitations: We do not insure firms that practice in public or SEC audits, provide attestation services of more than 10%, or provide large entity tax services.

Risk Management

Altapro provides extensive risk management products and services for the benefit of our independent agents and their policyholders.

Up to date Risk Management handouts and presentations on subjects that will benefit professionals today
Webcasts and live presentations for our agents and policyholders on a variety of topics
Claim repair services and pre-claim advisory services for policyholders

Check out our risk purchasing group or contact us to learn more about the products and services we offer and the difference we provide in helping you service your professional clients.