In Michigan, AltaPro Insurance Agency offers Architects & Engineers professional liability as a partner-producer for AE123, a program designed especially for qualified small firms.
This professional liability insurance program offers a simplified application process and is designed for firms of from 1 to 15 employees with revenues of $1 million or less. AE123 may be right for your firm if:
1) At least one principal of the firm is a licensed architect or engineer and the firm is in private practice.
2) You have not had a claim for 5 years.
3) Your firm agrees uses written agreements for all future projects.
4) Your services are limited to: Architecture; Civil Engineering; Electrical Engineering; Forensic Engineering; HVAC Engineering; Interior Design; Land Surveying; Landscape Architecture; Master Planning; Mechanical Engineering; Inspection Services; and/or Cost Estimating.
5) You do not provide any of these services: Home Inspections; Soils Testing; Process Engineering; Chemical Engineering; Nuclear Engineering; Marine Engineering or Architecture; Mining Engineering; Product Design; Asbestos Abatement; and/or Machinery/Equipment Design.
6) You do not work on any of the following project types: Airports; Arenas/Stadiums; Bridges/Tunnels over ten feet in length; Convention Centers; Correctional Facilities; Harbors/Piers/Dams; Industrial Waste Water Plants; Landfills; Nuclear/Atomic Facilities; Pipelines; Petrochemical Facilities; Pools; Quarries/Mines; Condominiums; Superfund Sites; Tract Homes; Utility Plants; and/or Sewer Systems (other than individual connections).
7) You have no responsibility for: Construction means, methods, techniques, sequences, procedures or safety precautions; or to supervise construction.
8) You have no responsibility for: Design / build; fast track or turnkey projects where you are responsible for means and methods of construction.
9) Your Projects are limited to the United States.
If your firm qualifies for this program let us help you get the protection your firm needs at a price that rewards you for your accomplishments.